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4 Misconceptions Credit Unions Have About Self Insurance
John Harris in Credit Union , Credit Union Insurance , Employee Benefits , Healthcare , Self-funding , Self-insurance
High-quality employee benefits are essential for attracting and retaining talent in today’s competitive market. Many credit unions are exploring self-insured (self-funded) health plans as a smarter way to control rising healthcare costs without sacrificing coverage. Self-insurance is simple: Your credit union funds claims directly as they occur, avoiding insurance company profits, premium taxes, and unnecessary […]
How to Choose a Benefits Broker (Without Wasting Time on Bad RFPs)
John Harris in choosing broker , Credit Union Insurance , Employee Benefits , Healthcare , rfp
Most benefits RFPs are outdated, ineffective, and poorly suited for selecting the right employee benefits advisor.
The Big Lie About Employee Benefits Costs
John Harris in Credit Union , Credit Union Insurance , Employee Benefits , Healthcare
The biggest opportunity to fund those innovations is hiding in plain sight: your employee benefits strategy.
Can Employee Benefits Costs Impact Credit Union ROA?
John Harris in Credit Union , Credit Union Insurance , Employee Benefits , Healthcare
How much can reducing benefits costs improve your Return on Assets (ROA)?
What Is Reference-Based Pricing in Employee Healthcare?
John Harris in Credit Union , Credit Union Insurance , Employee Benefits , Healthcare , Reference Based Pricing
Reference-based pricing (RBP) is gaining traction among smaller employers as a smart way to control rising healthcare costs.
STOP Getting Played by your Employee Benefits Broker
John Harris in Credit Union , Credit Union Insurance , Employee Benefits , health insurance , Healthcare
If this year’s health plan renewal looks just like last year’s — and the year before that — you’re not imagining it.
How to Measure Employee Benefits ROI
John Harris in Credit Union , Credit Union Insurance , Employee Benefits , Healthcare , ROI
Done right, benefits are more than a cost. They’re a strategic investment in recruitment, retention, and productivity.
5 Biggest Mistakes CFOs Make on Healthcare Spending
John Harris in CFO , Credit Union Insurance , Credit Unoin , Employee Benefits , Healthcare , Reduce Cost
Under ERISA, CFOs and executives acting as plan fiduciaries have a legal duty to act in the best interests of employees.
3 Steps to Reducing Health Plan Costs for Family Coverage
John Harris in Cost Containment , Credit Union , Credit Union Insurance , Employee Benefits , health insurance , Healthcare , Self-funding
“How can we lower the cost for employees covering family members on our group health plan?”