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Why Credit Unions Are Joining Captives and What’s Driving the Shift
John Harris in Credit Union , Employee Benefits , Healthcare , Self-funding
Employer health insurance costs are rising at the fastest rate in 15 years, with projected increases of 9.5% in the coming year alone.
4 Misconceptions Credit Unions Have About Self Insurance
John Harris in Credit Union , Credit Union Insurance , Employee Benefits , Healthcare , Self-funding , Self-insurance
High-quality employee benefits are essential for attracting and retaining talent in today’s competitive market. Many credit unions are exploring self-insured (self-funded) health plans as a smarter way to control rising healthcare costs without sacrificing coverage. Self-insurance is simple: Your credit union funds claims directly as they occur, avoiding insurance company profits, premium taxes, and unnecessary […]
5 Reasons Credit Union Should Self-Insure Health Benefits
John Harris in Credit Union , Employee Benefits , Self-funding , Self-insurance
Credit unions are not immune to the scourge of rising healthcare costs facing employers across the country.
3 Steps to Reducing Health Plan Costs for Family Coverage
John Harris in Cost Containment , Credit Union , Credit Union Insurance , Employee Benefits , health insurance , Healthcare , Self-funding
“How can we lower the cost for employees covering family members on our group health plan?”
Advantages of a Self-Funded Health Plan
John Harris in Credit Union Insurance , Employee Benefits , Health Plan , Self-funding
Self-funded health plans deliver powerful benefits to employers of all sizes, especially in today’s environment of rising healthcare costs.
What Is a Self-Funded Health Plan? (Simple Guide for Employers)
John Harris in Credit Union Insurance , Employee Benefits , Health Plan , Self-funding
Healthcare costs keep rising, with many experts projecting significant increases again next year.