CU Benefits helps employers manage risk

Many risk types and corresponding losses occur as a single event. For example, a flood, fire or earthquake are single event losses – low-frequency, high-cost loss events. In the realm of health benefits, similar types of losses occur as a sudden unforeseen onset of illness or injury’ resulting in a large high dollar claim.

Roughly two-thirds of benefit costs occur as high-frequency, low-cost events.

These large medical claims, like a flood or a fire, are also low-frequency, high-cost events. We believe these high-cost, low-frequency risks should be transferred – they should be insured. Roughly two-thirds of benefit costs occur as high-frequency, low-cost events. CU Benefits helps employers manage risk, resulting in lower overall health care costs.

For more information, download our Employee Benefits Strategic Plan white paper.