Risk Management 101

 CU Benefits specializes in working with employers

We all know how expensive employee benefits are and the health care inflation rate is insurmountable to keep pace with, especially if our benefits program is fully insured.  The truth is we can’t hide from risk – we either transfer it or manage it or do something in between.  Insurance companies are very good at underwriting – at giving you a rate to take on all of the risks of your group.

Insurance companies are very good at underwriting – at giving you a rate to take on all of the risks of your group.

We know from experience that insurance companies are not long-term risk takers.  CU Benefits specializes in working with employers to concurrently manage and transfer risk so that your cash flow aligns with the favorable health of your population, which prevents underwriting gain – insurance carrier profit.