Telemedicine – Why Employees Don’t Use It
Despite the potential of telemedicine to replace in-person doctor visits, we have found that the utilization rate of telemedicine is…
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Is Self-funding a Good Fit?
This question should be explored with the help of a specialist in health plan design. Factors to be considered in…
What is a Self-funded Health Plan?
A health plan under which an employer assumes the responsibility and related financial risk for paying plan participants’ healthcare expenses…
Self-funding Health Plans for Groups Under 250 Employees
When small and mid-sized companies explore the potential benefits of self-funding, they may encounter challenges not faced by larger corporations.…
Stop Doing Open Enrollment Meetings!
Are you tired of using the same new hire orientation and Open Enrollment format to educate your employees about their…
What will ACA health care reform cost my organization?
Healthcare Reform has been a thorn in most HR executive’s side. To understand what the Affordable Care Act (ACA) will…
Is there more risk for smaller employers to partially self-insure their health plan than larger employers?
Employers with less than a couple hundred employees have long thought self-funding their medical plan was way too risky. But,…
Does self-funding group benefits create more work?
Adopting a partially self-insured group health plan does not create more work for HR and benefit managers in comparison to…
Is the cost of health benefits the same regardless of being fully-insured vs. partially self-insured?
If your health plan is fully-insured, the rates are fixed, premiums paid monthly and adjusted (at renewal) once a year. …
Virtual Benefits Advisor
Are you tired of using the same new hire orientation and Open Enrollment format to educate your employees about their…