Credit Unions Find Way to Beat Rising Healthcare Cost

CU Benefits has launched a group medical, dental and vision program called Interest Benefits exclusively for Credit Unions.  The program is designed to help credit union employers save money on health care premiums and provide a robust wellness plan while delivering quality care to their employees.  It is the only national program of its kind that exclusively serves the credit union community and offers affinity pricing for credit unions with 5-500 employees.

There are sixteen different benefit levels available to meet a wide range of benefit needs and premium ranges (when you apply, all sixteen benefit plans are quoted for your convenience, along with the ancillary plans).  All plans offered are fully funded insurance plans, meet ACA guidelines and qualify as credible coverage.

As the ever-changing health care arena has proven difficult to navigate, the CU Benefits program offers a different kind of health solution for credit union employers.

The plan includes a wellness component with consumer driven incentives and is offered to credit unions with five or more employees. Incentives include deductible and cash back credits for wellness activity, free telemedicine, free lab services, free diabetic testing supplies and more.

Interest Benefits Health Plan offers the following key features:

  • Premium savings averaging 25% with Affinity-negotiated pricing
  • Integrated wellness incentives and cash-rewards
  • Up to a $500 deductible credit available to all wellness participants
  • Innovative prescription drug cost savings
  • Outpatient lab services covered up to 100%
  • Preferred pricing for dental and vision benefits

Plans are available in 38 states.